I have been thinking about you quite often – It’s just been a really busy season for me. I am, by no means complaining. So, today, I wanted to take the time out to have a heart to heart with you about something that has been on my mind and bothering me for a few weeks now.

Many of you are probably like me and were so shocked to hear the passing of musical genius Prince. It was so hard for me to believe that he passed away so suddenly. I am reminded daily, to live out your purpose in life with purpose and with diligence because tomorrow truly is not promised to any of us. I was more disturbed to hear that he didn’t have a will or his estate planning in order. If you know me, then you know I was beyond perturbed…agitated…irked…and frustrated that he didn’t take the time to give his assets direction. I see this happen way too often. I am constantly talking to clients or church members that were affected by this issue.

But Prince wasn’t the only one. Guess what these great people like Dr. Martin Luther King Jr, Abraham Lincoln, Jimi Hendrix, Bob Marley, Pablo Picasso, Howard Hughes, Tupac Shakur, Sonny Bono, James Brown, Amy Winehouse, who impacted the world all had in common?

THEY DIDN’T HAVE A WILL.

I think if you love your family, friends or support certain non-profits while you’re living, you should continue to love them in your earthly departure by planning your wishes and final financial affairs.

You may have heard me say this before and I will repeat it here…when you die, your family shouldn’t be crying for TWO REASONS – you’re gone and you left them broke. One of the ways that wealthy people keep the generational curse of lack and poverty from operating for future generations is that they PLAN for their departure and get what I call love insurance™ (loving your family enough to get life insurance and not have them start or stay on ground zero…financially speaking). If you waste $50 a month eating out or going to the movies or getting a manicure or pedicure, you can afford to get insurance.

I mean, seriously…..why leave anything to the state? I read that 64% of Americans don’t have a will. 70% of those are between the ages of 45-54. THAT’S MY GENERATION – Gen X! Then, when you break it down further, 68% of African-Americans and 74% of Hispanics do not have wills.#justdumb

I get told often that people don’t think they have anything worth putting in a will but I beg to differ. You have more than you think. Virtually, every adult dies possessing some form of property, but in the absence of a will, it is up to the state to decide how those assets are distributed – which may not always reflect the individuals desires. People who believe that you have to have a lot of assets in order to have a will simply misunderstand the actual function of a will.

We need to have this discussion in our community. ASK YOUR PARENTS DO THEY HAVE A WILL AND IF SO, WHERE IS IT? Stop thinking of this as a sad subject. Sad is the number of people who have to have Go Fund Me Fundraisers on social media because of the deceased lack of planning.

So, I am getting off of my soapbox on the matter and I decided I wanted to do something….do my part in helping you at least get a will done if you don’t have one.

In my Money Made EASY Masterclass, I have an entire Module on Estate Planning and I included templates of crucial documents necessary for you to have, one being a will. I have attached the Will Template and the Ethical Will, just in case you don’t have one. I charge you today if you don’t have one – take time out to fill this out, get it notarized at your bank and lock it away someplace safe and tell someone you trust where it’s located.

Let’s CHANGE THE FACE OF STATUS QUO WHERE OUR ESTATE PLANNING IS CONCERNED. Get a will!
Don’t be like so many others that have died leaving a mess for others to sort out. Remember, the bible says a wise man leaves an inheritance to his children’s children. So, I guess Solomon was calling those who don’t “stupid”?

Anyway, let’s rebuild our financial histories together. I look forward to talking to you soon.